Recommendations to Make Your Next Move Relaxing

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Recommendations to Make Your Next Move Relaxing

Do you think removals can be relaxing? Most people say no to that question, and in fact, moving is considered to be one of the most stressful events a person can go through. Hi! My name is Carrie, and I hope to change all that. In this blog, I am going to show you how to keep your move organised but also relaxing. A lot of it is just changing your perspective. For example, instead of dreading the act of cleaning a closet, you can see it as a chance to go through your memories. Instead of seeing new places as unfamiliar and daunting, I hope to help you see them as new and exciting. I love moving, and I hope to share some of my affection for it with you. Thanks for reading.

Do Your Possessions Need Insurance While in Storage? 4 Things to Consider

If you're going to put some of your possessions into a self storage unit for any period of time, you will need to think about if you'll need insurance. Chances are that you will. These possessions are being stored instead of being thrown away, meaning they have value to you. So you will need to protect yourself against the unlikely event of loss or damage. What are some of the things you need to think about when choosing insurance for your stored goods?

1. The Insurance Provider

Does the storage facility provide insurance? Many will, for a small surcharge. You should also enquire with your existing insurance provider for a price comparison. It might be easier to simply amend your home and contents policy to cover your possessions while they're in storage. Regardless of who is actually providing the policy, you need to find out if there's a minimum time period. If this period exceeds the length of time you plan to store the goods, you might need to find a provider who offers a month by month policy (which can often be the case with a policy provided by the storage facility).

2. Covered by the Policy

What will actually be covered by the policy? Most standard eventualities will be covered, such as theft or fire, and yet you need to enquire about any exclusions. As an example, flooding might not be covered when storing items at a facility that might be located on a floodplain. Think about these exclusions, and this might result in you opting to use a different facility.

3. The Nature of Reimbursement

Will the insurance policy provide you with indemnity value or new replacement cost? New replacement cost will reimburse you for the cost of obtaining new replacements for any of your possessions that are lost or irreparably damaged. Indemnity value pays you a reduced amount, with the age and general condition of the possessions taken into account. Again, the nature of reimbursement might make you opt to use a different facility.

4. The Underwriter

While the storage facility might be able to offer you a policy, find out which insurance company is actually underwriting the policy. Ensure that it's underwritten by a large, reputable provider for added peace of mind.

However unlikely it is that your possessions will be lost or damaged while in storage, it's rather important to ensure that you have protection if this was to happen.